Health Care Savings Insurance Plans
CelticSaver HSA Insurance Plans:
Health Care Savings Insurance Plans for Today’s Consumers
View the short presentation "What is a Health Savings Account."
Health care savings insurance plans like the CelticSaver HSA insurance plan provide high quality major medical coverage combined with the option to open a Health Savings Account (HSA). With health care savings plans and HSA insurance plans, consumers have greater flexibility and control over their health care dollars and receive unique tax advantages* that can add-up to significant savings over the years.
In addition to the reliable health protection provided by their HSA insurance plan, account holders can draw money from their HSA health care savings plans to pay for a broad array of qualified medical expenses like maternity, contact lenses, dental treatment, athletic club memberships and much more.
The CelticSaver Health Savings Account plan is currently available in: PA.
If you are in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, KS, LA, MI, MO, MS, NC, NE, NH, NM, OH, OK, SC, SD, TN, TX, WI, WV, or WY please visit the CelticSaver HSA qualified health plans page.
With CelticSaver HSA Health Plan, policyholders receive:
- Quality major medical coverage for individuals ages 18 to 64½ years and their families
- High Deductible choices for Individuals - $1,500, $2,600 & $5,000
- High Deductible choices for Families - $3,000, $5,150 & $10,000
- 80/20 or 100% coinsurance after deductible
- $7,000,000 lifetime maximum
- Initial 12 month rate guarantee
- Prenegotiated fees at participating physician offices, hospitals & pharmacies
- Preferred rating for qualifying applicants
Two Plans to Choose From:
CelticSaver HSA Insurance Plan PPO (Doctor and Hospital Network)
Policyholders receive high quality care for the lowest premium by accessing participating network providers. This doctor and hospital PPO offers savings on every visit to any network provider.
CelticSaver HSA Insurance Plan Managed Indemnity (No Network)
Provides traditional major medical insurance for individuals and families who want the flexibility to use the doctors and hospitals of their choice.
CelticSaver HSA Insurance Plan brochure
Quote and apply for CelticSaver HSA!
Quote and apply with my agent
Health Savings Account Tax Advantages
Created under federal legislation, HSAs offer a way to purchase a health policy and save money tax-free.
- Tax Deductible - Contributions to HSA Accounts are tax deductible up to the lesser of 100% of your deductible or to the IRS allowed maximums.
- Tax Deferred – Money in the HSA earns interest tax deferred and rolls over year after year.
- Tax-Free - Withdrawals from HSA Accounts used for qualified medical expenses are tax-free.
Visit the HSA Resource Center for more health savings account information!
Plan benefits and availability may vary by state.
The information shown here and in any accompanying literature is not intended to provide full details of Celtic plans and may change at the discretion of Celtic Insurance Company. It is not an offer or invitation to contract. An application must be completed to obtain coverage, and in applying for coverage, the primary insured agrees to be bound by the Certificate or Policy. Complete terms of coverage, including exclusions and limitations, are outlined in the individual Certificate Booklets and set forth in the applicable insurance Certificate or Policy. Plans are subject to medical underwriting and other restrictions. Rates and benefits vary by location. Provider participation may change without notice. The benefits described here and any accompanying literature are the standard benefits offered by Celtic. Benefits and policy provisions vary in some states.
*Celtic Insurance Company does not provide tax, investment or legal advice. Federal and state tax laws may change and are subject to interpretation. If tax, investment or legal advice is requested, consumers should seek the services of a licensed professional.
All materials are in Adobe® PDF format. You need to install Adobe® Reader® software to display or print them. Click here for the Adobe website.
CelticSaver HSA Health Plan form number G5-543-00145 / I5-543-00150